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INSURANCE + PERSONAL INJURY LAW 

Personal Injury and Insurance Defence

The VK Law Group Personal Injury and Insurance Defence team provides skilled representation to plaintiffs and insurers in a wide range of injury and liability matters. Our practice encompasses motor vehicle accidents, slip and falls, product liability, professional negligence, statutory accident benefits, and subrogated claims. We advocate in the Ontario Superior Court of Justice, Small Claims Court, and before the Licence Appeal Tribunal (LAT).

We serve individual claimants, insurance carriers, and self-insured businesses with a balanced, evidence-based approach to litigation. Whether pursuing rightful compensation for injury victims or defending insurers against excessive or fraudulent claims, our team is dedicated to delivering timely, cost-effective, and strategic outcomes while maintaining the highest standard of advocacy.

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Practice Focus

Our Personal Injury and Insurance Defence team focuses on the following areas:

Motor Vehicle Accidents: Representing claimants and insurers in tort and accident benefits claims arising from motor vehicle collisions, including catastrophic injury and fatality cases.

Premises Liability and Slip & Fall: Litigating claims involving unsafe property conditions, occupier’s liability, and municipal liability across private and public spaces.

Product and Professional Liability: Acting in claims involving defective products, negligent services, and alleged professional misconduct or malpractice.

Insurance Defence: Defending insurers in bodily injury, property damage, and accident benefit disputes, with experience in coverage analysis, fraud investigation, and subrogation.

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Statutory Accident Benefits (SABS): Advising on entitlement, quantum, and disputes under Ontario’s no-fault accident benefits system, including representation before the LAT.

Representative Legal Matters

Our recent personal injury and insurance defence highlights include:

• Obtaining a favourable settlement for a client injured in a multi-vehicle highway collision, including recovery for future care and income loss.

• Defending a national insurer in a fraudulent slip-and-fall claim, resulting in a full dismissal after summary judgment motion.

• Representing an injured pedestrian in a high-value tort and SABS claim, coordinating medical evidence and structured settlement terms.

• Advising a property management company in the defence of a winter maintenance liability claim, securing indemnity from a third-party contractor.

• Litigating a complex product liability matter involving industrial equipment, resulting in negotiated resolution after expert evidence exchange.

Related Expertise

• Civil and Commercial Litigation

• Regulatory Compliance

• Disability and Employment Claims

• Real Estate and Occupiers’ Liability

• Insurance Coverage and Subrogation

Industry Recognition

Our Personal Injury and Insurance Defence team is respected for its balanced and strategic approach to litigation. VK Law Group is trusted by clients for delivering clear, pragmatic advice and skilled courtroom advocacy, whether prosecuting or defending complex injury claims.

Professional Engagement

VK Law Group lawyers actively participate in legal education forums, trial advocacy workshops, and insurance industry panels. Our team remains up to date on evolving tort principles, procedural reforms, and LAT jurisprudence, ensuring informed and responsive client service.

Publications and Insights

“Evolving LAT Jurisprudence: What Claimants and Insurers Need to Know”

“Litigating Slip and Fall Claims: Evidentiary Strategies for Success”

“Understanding the Threshold: Serious and Permanent Impairment in Ontario Motor Vehicle Claims”

VK Law Group’s Personal Injury and Insurance Defence team brings technical excellence and litigation experience to every file, ensuring efficient resolution of high-stakes liability and coverage disputes.